Allied Public Risk, LLC (APR) is a full-service Managing General Underwriter (MGU) providing a broad spectrum of services to CalMutuals JPRIMA. Their tenure in the public water system space goes back 20+ years, the longest of any.

APR assists in the management of our property & liability and workers’ compensation insurance and reinsurance solutions. They have assisted CalMutuals in securing reinsurers that are “A” rated by AM Best for financial security.

Equally important, APR is experienced, knowledgeable, and respected within the California marketplace.

For more than 60 years, The Zenith has been a specialist in workers’ compensation.  The Zenith has built its reputation as an industry leader by providing its customers superior service and achieving results that continually outperform the industry.

In June 2015, A.M. Best Company affirmed the financial strength rating of A (Excellent) of Zenith National Insurance Corp. and its subsidiaries.

CalMutuals JPRIMA’s Environmental Pollution reinsurance partner is Navigators Specialty Insurance Company (Navigators). They bear 100% of the risk and oversee the underwriting and claims operations.

Navigators is a specialist in environmental underwriting and offers experienced professionals, industry-leading policy forms, augmented pollution appetite, and flexibility to meet the needs of water-related entities. With expertise in environmental law, engineering, insurance, compliance, and regulation, Navigators is uniquely positioned to assist JPRIMA members with protecting their balance sheets against environmental liabilities. Navigator’s is rated ‘A’ (Excellent) by A.M. Best and ‘A+’ (Strong) by Standard & Poor’s.